(Maritime) Insurance coverage uncertainty due to GPS spoofing – Safety4Sea

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August 8, 2025

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Blog

Written by Editor

Ship fire Singapore Maritime Law Enforcement Agency

Image: Singapore Maritime Law Enforcement Agency

What’s new: GNSS interference becoming a concern of insurance professionals, and hopefully the industry as a whole.

Why it’s important: Often things that are difficult for government regulators and safety professionals to accomplish are much easier for insurers to get done. They have the power of the purse and can require their clients to adhere to best practices or risk not being covered.

What else to know:

GNSS interference has contributed to numerous maritime incidents including groundings, collisions, fires, pollution, and ships being seized for violating territorial seas.
We have been hoping for quite a while the insurance industry would start getting involved in this issue.

AAA: Insurance coverage uncertainty due to GPS spoofing

by The Editorial Team

August 7, 2025

A significant issue exists regarding the interplay between traditional marine perils, such as a vessel grounding, and emerging threats stemming from GPS spoofing, the Association of Average Adjusters highlighted.

In a recent discussion paper, the Association of Average Adjusters (AAA) explored whether incidents of GPS spoofing remain covered under Hull & Machinery insurance, particularly in light of increasingly common cyber exclusion clauses. GPS spoofing incidents, brought to the forefront by Middle East tensions recently, have highlighted the vulnerability of maritime navigation, especially in conflict zones.

As digital threats grow, the maritime industry faces increasing uncertainty over how traditional insurance covers emerging risks.

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But you do. You understand the systems, the dependencies, the failure chains. That insight is rare — and it's exactly what your country needs right now. Contact your government leaders and industry decision-makers and tell them resilient PNT isn't a feature — it's the foundation everything else depends on.

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